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Moving to the Netherlands Just Got Easier: Xior Partners with ABN AMRO

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Moving to the Netherlands Just Got Easier: Xior Partners with ABN AMRO

  • 27 Aug 2026
  • 3 min read

Starting your studies in a new country comes with a long to-do list, and setting up a bank account is often one of the more stressful items on it. That’s why Xior has partnered with ABN AMRO to help international students open a Dutch bank account before arrival

Thanks to this partnership, international students moving into a Xior residence in the Netherlands can now open a Dutch bank account before arriving in the Netherlands, something that’s traditionally only possible once you’re already living here.

That means you can:

  • Open an ABN AMRO Student Account before arrival, even without a BSN (you’ll just need to provide it within 3 months of arrival)
  • Receive €75 simply for opening your account
  • Avoid international transfer fees and set up automatic rent payments from day one. No chasing exchange rates or worrying about missed payments

Learn more about the ABN AMRO Student Account

Open your account before you even land

Arriving in a new country is exciting, but the admin can pile up fast: registering an address, arranging insurance, setting up payments. This partnership means your banking is sorted before you’ve even booked your flight, so you can focus on the things that actually matter, like getting excited for your new chapter.

Insurance, covered too

As part of your Xior contract, you’re required to have insurance to protect your belongings and cover unexpected incidents. ABN AMRO also offers insurance options that meet these requirements, so you can arrange everything, bank account and insurance in one go.

More than just a place to live

This partnership reflects what we believe housing should be: not just four walls, but genuine support for the life that happens inside them. By teaming up with ABN AMRO, we’re making sure your move to the Netherlands starts smoothly before you even land.


Do I need a BSN to open the account? No — you can open your ABN AMRO Student Account before arrival without a BSN. You’ll just need to provide it within 3 months of arriving in the Netherlands.

How much does it cost, and is there a bonus?

You receive €75 simply for opening your account, and it helps you avoid international transfer fees from day one.

Booked a room at Xior in The Netherlands and ready to move in? Keep an eye on your inbox, future residents receive an email a few weeks before the start of their contract with everything they need to get started.